HomeCov

Personal Property Coverage Calculator

Estimate personal property coverage as a share of your dwelling limit.

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Try: Dwelling coverage=300000, Personal property %=50 → $150,000, $300,000, 50%

How to use

Personal property (furniture, clothes, electronics) is usually set as a percentage of dwelling coverage. Enter your dwelling limit and the share to see the amount.

FAQ

What percentage is typical?

50–70% of dwelling coverage is common; raise it if you own high-value items.

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