Homeowners Liability Coverage Calculator

Estimate the liability coverage your policy should carry.

Your home details stay on this page — never uploaded

Try: Home market value=400000, Liability base=300000 → $300,000, $400,000, $300,000, $40,000

How to use

Liability protects you if someone is hurt on your property. The calculator suggests the larger of a base amount or 10% of your home value.

It is a common floor; many people choose $300k–$500k for more protection.