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Homeowners Insurance by State

Adjust the rebuild estimate for your state’s regional cost factor.

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Try: Home area (sqft)=2000, Rebuild $/sqft=150, Material factor=1, State=CA → CA, 1.35, $405,000, 2000 sqft

How to use

Rebuild costs vary by region. Pick your state to apply its factor to the area and rebuild rate, then see the dwelling estimate.

FAQ

Why does state change the cost?

Labour and material prices differ by region, so the same house costs more to rebuild in some states.

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